We know, another article about what millennials are doing wrong in today’s economy, what a shocker.
Our aim here isn’t to berate, but instead — to educate and raise self-awareness about day-to-day millennial financial habits that you might not even be aware of, many of which might be holding your finances back.
Contrary to the cliche proclamations and stereotypes put forward…
Here's Why You Need A Pension (Whether You're 20 Or 50)
September 2, 2019
Nowadays, more and more people are dreaming of retiring early (ever heard of the FIRE movement – Financial Independence, Retire Early?), meanwhile changes to demographics, government spending pressures and changes to how pensions are funded mean that without forward…
Different Types Of Bank Accounts (A UK Guide)
September 2, 2019
With a plethora of bank accounts on offer, it can get quite confusing when trying to decide which one to go for. Below, we highlight the main differences between the most common types of current and savings accounts out there.
Types Of Current Accounts
For everyday…
5 Ways To Lower Your Monthly Bills
September 2, 2019
UK households’ average bills add up to approximately £179 per month, including gas, electricity, water, and broadband.
On top of that, most working households pay council tax, which can add another £100 or more to monthly bills.
Naturally, bills will vary with household size and location, however, most providers of utility and broadband are pretty much interchangeable and operate in a…
8 Quick Tips To Manage Student Loan Debt
August 15, 2019
Student debt is no joke.
If there is one major economic crisis facing young people nowadays, it is student debt.
According to the UK Parliament, student loans in the UK total more than £121 billion with that number growing by the second.
More than…
Do Multiple Credit Cards Hurt Your Credit Score?
August 12, 2019
TL;DR: Yes, having too many credit cards can hurt your credit score.
Here’s the kicker though — having multiple credit cards canhurt your score, but not necessarily.
Credit-gurus are often quick to point out the potential negative effects of opening…
If you are starting a new business you will be wondering how poor credit affects the process of opening a commercial bank account. The good part is that it is easier nowadays to open a business bank account with low credit than it has been in the past.
Even though companies and their owners are financially classed as separate entities, banks will have to perform a credit check on business…
7 Ways to Pay Off Debt FAST
July 3, 2019
Before we get too far ahead of things, let’s take a step back to make one thing clear: the title of this guide is 8 Ways to Pay Off Debt FAST;it is not 8 EASY Ways to Pay Off Debt.
This is a crucial distinction to understand before you move on to actually learn…
In this article, you’ll find out the importance of
Creating a budgetEmergency fundsCutting your debtsPension plansInvesting in yourself
Self-care extends far beyond meditation, pilates classes or healthy eating. While all these things may contribute to a…
Creating A Budget Plan In 5 Easy Steps
June 11, 2019
A budget is a powerful tool that will help you improve your finances by helping you to plan how you’ll spend your money each month. Creating a budget is an essential first step for anyone who wishes to gain a better understanding of where their money goes and how to improve their financial situation.
In a nutshell, a budget is an overview of your income versus your expenses. It’s a plan for…