BasicsSavings&Banking

4 Costly Financial Mistakes That Millennials Are Making In 2021

We know, another article about what millennials are doing wrong in today’s economy, what a shocker. Our aim here isn’t to berate, but instead — to educate and raise self-awareness about day-to-day millennial financial habits that you might not even be aware of, many of which might be holding your finances back. Contrary to the cliche proclamations and stereotypes put forward…
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BasicsSavings&Banking

Different Types Of Bank Accounts (A UK Guide)

With a plethora of bank accounts on offer, it can get quite confusing when trying to decide which one to go for. Below, we highlight the main differences between the most common types of current and savings accounts out there. Types Of Current Accounts For everyday…
BasicsSavings&Banking

5 Ways To Lower Your Monthly Bills

UK households’ average bills add up to approximately £179 per month, including gas, electricity, water, and broadband. On top of that, most working households pay council tax, which can add another £100 or more to monthly bills. Naturally, bills will vary with household size and location, however, most providers of utility and broadband are pretty much interchangeable and operate in a…
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BasicsSavings&Banking

8 Quick Tips To Manage Student Loan Debt

Student debt is no joke. If there is one major economic crisis facing young people nowadays, it is student debt. According to the UK Parliament, student loans in the UK total more than £121 billion with that number growing by the second. More than…
BasicsSavings&Banking

How to Open a Business Bank Account With Poor Credit History

If you are starting a new business you will be wondering how poor credit affects the process of opening a commercial bank account. The good part is that it is easier nowadays to open a business bank account with low credit than it has been in the past. Even though companies and their owners are financially classed as separate entities, banks will have to perform a credit check on business…
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BasicsSavings&Banking

7 Ways to Pay Off Debt FAST

Before we get too far ahead of things, let’s take a step back to make one thing clear: the title of this guide is 8 Ways to Pay Off Debt FAST;it is not 8 EASY Ways to Pay Off Debt. This is a crucial distinction to understand before you move on to actually learn…
BasicsSavings&Banking

Creating A Budget Plan In 5 Easy Steps

A budget is a powerful tool that will help you improve your finances by helping you to plan how you’ll spend your money each month. Creating a budget is an essential first step for anyone who wishes to gain a better understanding of where their money goes and how to improve their financial situation. In a nutshell, a budget is an overview of your income versus your expenses. It’s a plan for…
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