BasicsPersonal Finance

What Salary Should You Be Making At Your Age? (UK Guide)

Understanding what salary you should be making at your age can help you make informed career decisions and gauge your financial progress. This guide provides a detailed overview of average salaries across different age groups in the UK, taking into account various factors such as industry, location, and education. By the end of this article, you will have a clearer picture of where you stand…
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Personal Finance

4 Day Work Week UK: Can It Realistically Work in 2024?

Where Did The 5-Day Workweek Come From? In the UK, the 40-hour/5 day work week originated in labor movements during the Industrial Revolution. Back during the 1800s, workers regularly worked 12-16 hour shifts 6 days a week. The first-ever mention of an 8-hour workday…
Personal Finance

The Importance of Credit Creation: How Banks Create Money

Money is one of those objects caught up in an existential duality. We create money, we give value to money, and money only has value because humans believe it to have value. If tomorrow everyone forgot what money was, then money would no longer have any value. On the other hand, money seems to have a real existence apart from our thoughts and beliefs. After all, the stock market keeps ticking…
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BasicsBudgeting "How Tos"Personal Finance

The Best Budgeting Apps in The UK (March 2024)

Best Budgeting App UK What is budgeting? Budgeting can seem daunting and tedious at first, but when you get down to it, it’s truly a simple process. By anticipating your fixed expenses and setting limits on your more variable spending, you can create a budget and be well on your way to financial health. Many are looking for more automated ways to make and track their budget with…
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Personal Finance

25 Interesting UK Freelancer Stats & Trends (2021)

Ever considered being self-employed? Working as a self-employed freelancer has several benefits and is a unique take on the traditional workforce. Freelancers do all kinds of gigs, from writing and editing to graphic designer and dog walkers. In this article, we take a…
Personal Finance

Is a Degree In Finance Worth It? (UK)

It used to be the norm that you could go to college, get a degree in virtually anything, and be able to find good job prospects after you’d graduated. However, with more people pursuing higher education, it is now more competitive for those jobs that used to require just any old college degree. The increase in hyper-specialisation and technical skills in the workforce means that…
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