BasicsPersonal Finance

What Salary Should You Be Making At Your Age? (UK Guide)

August 8, 2024
Understanding what salary you should be making at your age can help you make informed career decisions and gauge your financial progress. This guide provides a detailed overview of average salaries across different age groups in the UK, taking into account various factors such as industry, location, and education. By the end of this article, you will have a clearer picture of where you stand…
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BasicsSavings&Banking

5 Ways To Lower Your Monthly Bills in 2024

August 7, 2024
UK households’ average bills add up to approximately £179 per month, including gas, electricity, water, and broadband. On top of that, most working households pay council tax, which can add another £100 or more to monthly bills. Naturally, bills will vary with…
BasicsSavings&Banking

Here's Why You Need A Pension (Whether You're 20 Or 50)

August 7, 2024
Nowadays, more and more people are dreaming of retiring early (ever heard of the FIRE movement – Financial Independence, Retire Early?), meanwhile changes to demographics, government spending pressures and changes to how pensions are funded mean that without forward planning, many of us won’t be ‘living large’ later in life. Recent moves lower in interest rates and yields also mean…
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BasicsSavings&Banking

How to Open a Business Bank Account With Poor Credit History

July 24, 2024
If you are starting a new business you will be wondering how poor credit affects the process of opening a commercial bank account. The good part is that it is easier nowadays to open a business bank account with low credit than it has been in the past. Even though companies and their owners are financially classed as separate entities, banks will have to perform a credit check on business…
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BasicsSavings&Banking

Different Types Of Bank Accounts (A UK Guide)

July 23, 2024
With a plethora of bank accounts on offer, it can get quite confusing when trying to decide which one to go for. Below, we highlight the main differences between the most common types of current and savings accounts out there. Types Of Current Accounts For everyday…
BasicsSavings&Banking

6 Smart Ways To Keep Track Of Bills

July 23, 2024
Do you struggle with making timely bill payments each month? There are a whole host of reasons to get on top of your bills, from clearing your mind of stress and anxiety, to even fixing your credit score and avoiding overdrafts. But, we’re not here to lecture you on…
BasicsSavings&Banking

7 Ways to Pay Off Debt FAST in 2024

July 17, 2024
Before we get too far ahead of things, let’s take a step back to make one thing clear: the title of this guide is 7 Ways to Pay Off Debt FAST; it is not 7 EASY Ways to Pay Off Debt. This is a crucial distinction to understand before you move on to actually learn how to pay off debt FAST. Nothing about these tips and steps will be easy, but if you commit to taking them seriously and make…
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