BasicsSavings&Banking

7 Ways to Pay Off Debt FAST

Before we get too far ahead of things, let’s take a step back to make one thing clear: the title of this guide is 8 Ways to Pay Off Debt FAST;it is not 8 EASY Ways to Pay Off Debt. This is a crucial distinction to understand before you move on to actually learn how to pay off debt FAST. Nothing about these tips and steps will be easy, but if you commit to taking them seriously and…
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BasicsSavings&Banking

Creating A Budget Plan In 5 Easy Steps

A budget is a powerful tool that will help you improve your finances by helping you to plan how you’ll spend your money each month. Creating a budget is an essential first step for anyone who wishes to gain a better understanding of where their money goes and how to…
BasicsSavings&Banking

What Is An ISA? (And Which Should You Pick?)

In this article, we address: What types of ISA are there?How many ISAs can you have?How do you open an ISA?Can you transfer an ISA?Is your ISA flexible?Should I put my money in a high-interest savings account or an ISA? What Is An ISA? ‘ISA’ stands for Individual Savings Account. It’s a type of account where any interest or gains earned on the money placed in it is protected from…
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BasicsSavings&Banking

Joint Bank Accounts: Everything You Need To Know

The world of banking can be a maze of confusing jargon, and understanding the various types of accounts and their respective purposes, fees, and benefits can be more than a little difficult. With hundreds of different banks in the UK, each with different bank account…
BasicsSavings&Banking

How To Retire Early In The UK: 9 Essential Tips

When Do You Want To Retire? In the modern industrialised world, retirement is normally seen as the ideal end goal a working person should strive for. After 40+ years of working, people want to spend their twilight years enjoying the fruits of their labour. In the…
BasicsSavings&Banking

What Is Open Banking & Why Does It Matter?

What is Open Banking? Open banking, in a nutshell, is a series of laws and regulations that requires the UK’s 9 biggest banks to publicly release all of their financial and transactional data in a standardized format. The Competition Markets Authority(CMA) has driven these changes to fit alongside the same new European regulation called the ‘Payment services Directive 2 (PSD2)’. The…
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