InvestingProperty

Average Rental Yields (UK, Broken Down by Area)

If you are considering buying property to rent, you probably have a lot of questions swimming around your head. The most important and immediately relevant one is probably: is buying to let a good return on my investment? Historically, property has been one of the best financial investments that a person can make. Despite the fact that housing returns have been lower than average the past 3…
Read more
CrowdfundingInvestingInvestment PlatformsReviews

Crowdcube Review 2020 (Best UK Crowdfunding Platform?)

In the past, investing in startups in the early stage was something mostly for rich people. Unless you had the right contacts and knew your way around secondary markets, you were pretty much out of luck. Thanks to the internet though, investing in early-stage businesses is open to the common man. Crowdfunding platforms give businesses a way to raise third party funds to get some start-up…
Read more
CrowdfundingInvesting

How Does Crowdfunding Work? (Ultimate Guide)

If there is one word that has been on everyone’s mind lately, that word most definitely is “crowdfunding”. Crowdfunding has quickly become a very popular way for businesses to get funding and for people to fund their own individual projects and products. The great…
Investing

Etoro vs Trading 212 (Who Comes Out On Top?)

For many people, one of the biggest barriers of investing is getting past the complicated nature of it. When you hear people talking about obscure concepts like “disintermediation” or “imputed interest,” it might seem like investing is a thing only for those who…
InvestingPropertySavings&Banking

What Credit Score Is Needed to Buy a House (UK)?

When you apply for a mortgage loan, lenders will look at your credit history. In order to be accepted, you need to show mortgage brokers that you have a history of paying off debt and can make your mortgage payments in a timely and reliable manner. Mortgage lenders look at all kinds of factors to determine if you are eligible for a loan and what the terms of that loan will be. When…
Read more
InvestingProperty

How Do Mortgages Work In The UK?

So you are thinking about buying a home; good for you! If you are a first-time buyer in the UK, you probably do not have the cash to buy a house outright. Instead, you will probably take out a mortgage to pay the bills. If you are thinking about taking out a mortgage…
Investing

Buying vs Leasing a Car (UK): Who Wins?

Leasing a car has become a popular option in recent years in the UK. In 2019, the car leasing market grew by nearly 13% and leasing is starting to have an edge on buying. So if you are thinking of getting a car, you have probably considered leasing one or buying…
FinanceInvestingStrategies

7 Types Of Investments (And Their Risks)

Investors have a lot of options for where to put their money. It is important to weigh these options carefully and fully understand the financial risk. Not all types of investment vehicles have the same reward and not all have the same levels of risk in investments. In general, there are 4 different types of investments, stocks, bonds, funds, and cash equivalents. Within these categories…
Read more