InvestingProperty

How Do Mortgages Work In The UK?

So you are thinking about buying a home; good for you! If you are a first-time buyer in the UK, you probably do not have the cash to buy a house outright. Instead, you will probably take out a mortgage to pay the bills. If you are thinking about taking out a mortgage, then you are probably wondering how the process works. You need to think very carefully before securing other debts against…
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Investing

Buying vs Leasing a Car (UK): Who Wins?

Leasing a car has become a popular option in recent years in the UK. In 2019, the car leasing market grew by nearly 13% and leasing is starting to have an edge on buying. So if you are thinking of getting a car, you have probably considered leasing one or buying…
FinanceInvestingStrategies

7 Types Of Investments (And Their Risks)

Investors have a lot of options for where to put their money. It is important to weigh these options carefully and fully understand the financial risk. Not all types of investment vehicles have the same reward and not all have the same levels of risk in…
InvestingProperty

Is 2021 A Good Time to Remortgage? (UK)

If one thing is clear, the past couple years will go down in the history books as a year of significance. With unexpected situations comes financial uncertainty. But, despite this economic uncertainty, it still might be a good idea to remortgage your home in the UK. The Bank of England cut Interest rates to a record-breaking low of 0.10%, which means that mortgage payments will fall for many.
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InvestingStrategies

10 Ways To Make Passive Income In Your 20s (UK)

Nothing worse than the daily grind, right? Even those who love what they do for a living can be bogged down by having to clock in day after day. For those dreaming of a better way to make money (or simply want a little more of it on the side), there is passive…
InvestingProperty

8 Best Places to Invest In & Around London (8 Lesser-Known Spots)

Living in London can be expensive, and I’m sure you didn’t need me to tell you that. The Independent called the Greater London area the U.K’s 2nd least affordable city, with Oxford holding down the top spot.  The truth is, however, with increased living costs comes great investment opportunities. Purchasing a property in London is a surefire way to secure a desirable plot of…
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InvestingProperty

Real Estate Investing in Your 20s (7 Essential Tips)

For many people, the idea of investing in real estate in your 20s sounds absurd. After all, most people in their 20s are just starting out and may not have large amounts of money needed to invest in properties. In fact, the majority of those in their 20s are focused on…
InvestingStrategies

What Is SIPP? (An Ultimate Guide To SIPP UK)

TL;DR: A Self-invested personal pension (SIPP) is a tax-advantaged retirement account in the UK. SIPPs give individuals the freedom to invest in a wide range of securities and not just those approved by the company. You must be 55+ years old to withdraw from your SIPP. One of the major goals most people have in their working career is to save enough money for retirement. After working for…
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