BasicsSavings&Banking

What Is An ISA? (And Which Should You Pick?)

In this article, we address: What types of ISA are there?How many ISAs can you have?How do you open an ISA?Can you transfer an ISA?Is your ISA flexible?Should I put my money in a high-interest savings account or an ISA? What Is An ISA? ‘ISA’ stands for Individual Savings Account. It’s a type of account where any interest or gains earned on the money placed in it is protected from…
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BasicsSavings&Banking

Joint Bank Accounts: Everything You Need To Know

The world of banking can be a maze of confusing jargon, and understanding the various types of accounts and their respective purposes, fees, and benefits can be more than a little difficult. With hundreds of different banks in the UK, each with different bank account…
BasicsSavings&Banking

How To Retire Early In The UK: 9 Essential Tips

When Do You Want To Retire? In the modern industrialised world, retirement is normally seen as the ideal end goal a working person should strive for. After 40+ years of working, people want to spend their twilight years enjoying the fruits of their labour. In the…
BasicsSavings&Banking

What Is Open Banking & Why Does It Matter?

What is Open Banking? Open banking, in a nutshell, is a series of laws and regulations that requires the UK’s 9 biggest banks to publicly release all of their financial and transactional data in a standardized format. The Competition Markets Authority(CMA) has driven these changes to fit alongside the same new European regulation called the ‘Payment services Directive 2 (PSD2)’. The…
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