Savings&Banking

UK households’ average bills add up to approximately £179 per month, including gas, electricity, water, and broadband. On top of that, most working households pay council tax, which can add another £100 or more to monthly bills. Naturally, bills will vary with household size and location, however, most providers of utility and broadband are pretty much interchangeable and operate in a…

If you are starting a new business you will be wondering how poor credit affects the process of opening a commercial bank account. The good part is that it is easier nowadays to open a business bank account with low credit than it has been in the past. Even though companies and their owners are financially classed as separate entities, banks will have to perform a credit check on business…

A budget is a powerful tool that will help you improve your finances by helping you to plan how you’ll spend your money each month. Creating a budget is an essential first step for anyone who wishes to gain a better understanding of where their money goes and how to improve their financial situation. In a nutshell, a budget is an overview of your income versus your expenses. It’s a plan for…

When Do You Want To Retire? In the modern industrialised world, retirement is normally seen as the ideal end goal a working person should strive for. After 40+ years of working, people want to spend their twilight years enjoying the fruits of their labour. In the UK, many retirees receive funding from a state pension fund. Over your working life, contributions from your paycheck are put…