BasicsSavings&Banking

Do Multiple Credit Cards Hurt Your Credit Score?

July 24, 2024
TL;DR: Yes, having too many credit cards can hurt your credit score. Here’s the kicker though — having multiple credit cards canhurt your score, but not necessarily. Credit-gurus are often quick to point out the potential negative effects of opening too many credit cards. However, while having multiple cards can negatively affect your credit score, it is not so much how…
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BasicsSavings&Banking

Different Types Of Bank Accounts (A UK Guide)

July 23, 2024
With a plethora of bank accounts on offer, it can get quite confusing when trying to decide which one to go for. Below, we highlight the main differences between the most common types of current and savings accounts out there. Types Of Current Accounts For everyday…
BasicsSavings&Banking

6 Smart Ways To Keep Track Of Bills

July 23, 2024
Do you struggle with making timely bill payments each month? There are a whole host of reasons to get on top of your bills, from clearing your mind of stress and anxiety, to even fixing your credit score and avoiding overdrafts. But, we’re not here to lecture you on why you need to keep track of your bills. In this article, we shed 6 actionable steps that you can implement today to keep…
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BasicsSavings&Banking

7 Ways to Pay Off Debt FAST in 2024

July 17, 2024
Before we get too far ahead of things, let’s take a step back to make one thing clear: the title of this guide is 7 Ways to Pay Off Debt FAST; it is not 7 EASY Ways to Pay Off Debt. This is a crucial distinction to understand before you move on to actually learn how…
BasicsSavings&Banking

Create An Inflation-busting Budget Plan In 5 Easy Steps in 2024

July 17, 2024
With energy costs and inflation on the rise, a budget is a powerful tool that will help you improve your finances by helping you plan how you’ll spend your money each month. Creating a budget is an essential first step for anyone who wishes to gain a better understanding of where their money goes and how to improve their financial situation. In a nutshell, a budget is an overview of your…
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