What Credit Score Is Needed to Buy a House (UK)?

When you apply for a mortgage loan, lenders will look at your credit history. In order to be accepted, you need to show mortgage brokers that you have a history of paying off debt and can make your mortgage payments in a timely and reliable manner. Mortgage lenders look at all kinds of factors to determine if you are eligible for a loan and what the terms of that loan will be. When…
Read more

How Do Mortgages Work In The UK?

So you are thinking about buying a home; good for you! If you are a first-time buyer in the UK, you probably do not have the cash to buy a house outright. Instead, you will probably take out a mortgage to pay the bills. If you are thinking about taking out a mortgage…

Is 2021 A Good Time to Remortgage? (UK)

If one thing is clear, the past couple years will go down in the history books as a year of significance. With unexpected situations comes financial uncertainty. But, despite this economic uncertainty, it still might be a good idea to remortgage your home in the UK. The…