Personal Finance

UK Xmas Shopping Stats, Habits & Trends (2020)

December 2, 2020
It’s that time of year again, as Black Friday marks the unofficial start of Christmas shopping all around the world. That’s right! Unless you have already started your holiday shopping or are currently working hard on a home-made gift, then it is time to start thinking about presents for all of the loved ones in your life! This time of year, every year, retail sales and online…
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Personal Finance

How Do Crypto Taxes Work in the UK? (A Simple Guide)

October 4, 2020
Love ’em or hate ’em, cryptocurrencies such as Bitcoin and Ether inch closer to the mainstream eye year after year. Despite the endless “Bitcoin is dead” claims, the emerging (and highly volatile) asset class seems to be here to stay. Like any…
Personal Finance

Strategies to Consolidate Debt with Very Bad Credit (UK)

September 1, 2020
Debt consolidation is the process of combining debt from multiple sources such as credit cards, loans, utilities, and other bills into a single monthly payment. A debt consolidation loan can help you manage money and pay off your debt by giving you a lower monthly interest rate and longer time frame to pay. In this article, we discuss some of the top ways to consolidate your debt with poor…
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Personal Finance

How Much Savings Can You Have To Qualify For ESA?

May 4, 2020
In a rush? Here’s the TL;DR… ESA income-based payout amounts are not affected if you or your partner have less than £6,000 in savings. If you have more than £16,000 in savings, you are not entitled to ESA benefits. If you have between £6,000-£16,000 in savings you receive a monthly income that is reduced by £4.35 for each £250 saved up. Savings do not affect “new style”…
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Personal Finance

The Fastest Growing Sectors/Industries in the UK (2021)

December 11, 2019
In the business world, things are always changing. Industries can pop up in a short amount of time and entire industries can be rendered more or less obsolete in equally short periods of time. That is why when looking for a job, it is important to choose industries that…
Personal Finance

Is Automation Good or Bad for the UK’s Economy?

December 11, 2019
One concept that has been at the forefront of political thought nowadays is automation. Several more left-leaning UK politicians, such as Labor leader Jeremy Corbyn, have claimed that automation is a threat to workers as it may drive huge swathes of workers to unemployment, while other more conservative-minded groups hold that automation will actually be beneficial as it will increase economic…
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