Personal Finance

Is a Degree In Finance Worth It? (UK)

It used to be the norm that you could go to college, get a degree in virtually anything, and be able to find good job prospects after you’d graduated. However, with more people pursuing higher education, it is now more competitive for those jobs that used to require just any old college degree. The increase in hyper-specialisation and technical skills in the workforce means that…
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InvestingProperty

Average Rental Yields (UK, Broken Down by Area)

If you are considering buying property to rent, you probably have a lot of questions swimming around your head. The most important and immediately relevant one is probably: is buying to let a good return on my investment? Historically, property has been one of the best…
InvestingInvestment PlatformsReviews

Seedrs Review 2021 (Best UK Crowdfunding Platform?)

Crowdfunding is one of those seemingly nebulous terms that get thrown around investment circles a lot nowadays, often without any real explanation. In its essence, crowdfunding is the process of a start-up business or organization gaining capital through the collective effort of family, friends, customers, and individual investors. Crowdfunding takes advantage of the connectivity of the…
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CrowdfundingInvesting

How Does Crowdfunding Work? (Ultimate Guide)

If there is one word that has been on everyone’s mind lately, that word most definitely is “crowdfunding”. Crowdfunding has quickly become a very popular way for businesses to get funding and for people to fund their own individual projects and products. The great…
Investing

Etoro vs Trading 212 (Who Comes Out On Top?)

For many people, one of the biggest barriers of investing is getting past the complicated nature of it. When you hear people talking about obscure concepts like “disintermediation” or “imputed interest,” it might seem like investing is a thing only for those who have specialised knowledge. Thankfully, there are a ton of investing trading platforms designed to make investing…
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Personal Finance

UK Xmas Shopping Stats, Habits & Trends (2020)

It’s that time of year again, as Black Friday marks the unofficial start of Christmas shopping all around the world. That’s right! Unless you have already started your holiday shopping or are currently working hard on a home-made gift, then it is time to start…
InvestingProperty

How Do Mortgages Work In The UK?

So you are thinking about buying a home; good for you! If you are a first-time buyer in the UK, you probably do not have the cash to buy a house outright. Instead, you will probably take out a mortgage to pay the bills. If you are thinking about taking out a mortgage, then you are probably wondering how the process works. You need to think very carefully before securing other debts against…
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