Investing

Etoro vs Trading 212 (Who Comes Out On Top?)

For many people, one of the biggest barriers of investing is getting past the complicated nature of it. When you hear people talking about obscure concepts like “disintermediation” or “imputed interest,” it might seem like investing is a thing only for those who have specialised knowledge. Thankfully, there are a ton of investing trading platforms designed to make investing…
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Personal Finance

UK Xmas Shopping Stats, Habits & Trends (2020)

It’s that time of year again, as Black Friday marks the unofficial start of Christmas shopping all around the world. That’s right! Unless you have already started your holiday shopping or are currently working hard on a home-made gift, then it is time to start…
InvestingProperty

How Do Mortgages Work In The UK?

So you are thinking about buying a home; good for you! If you are a first-time buyer in the UK, you probably do not have the cash to buy a house outright. Instead, you will probably take out a mortgage to pay the bills. If you are thinking about taking out a mortgage, then you are probably wondering how the process works. You need to think very carefully before securing other debts against…
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Investing

Buying vs Leasing a Car (UK): Who Wins?

Leasing a car has become a popular option in recent years in the UK. In 2019, the car leasing market grew by nearly 13% and leasing is starting to have an edge on buying. So if you are thinking of getting a car, you have probably considered leasing one or buying one. But which option is better, to lease or to buy?Leasing deals can give you a cheaper monthly payment in the immediate…
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Bank AccountsReviews

Monzo Plus Review (Worth It In 2021?)

Today, there are 1,001 ways to store, save, and use your money. For some UK residents, Monzo Plus has become the digital banking service of choice, leaving many to wonder, is it worth it? We keep a close eye on all of the developing trends in personal finance, and focus…
Personal Finance

How Do Crypto Taxes Work in the UK? (A Simple Guide)

Love ’em or hate ’em, cryptocurrencies such as Bitcoin and Ether inch closer to the mainstream eye year after year. Despite the endless “Bitcoin is dead” claims, the emerging (and highly volatile) asset class seems to be here to stay. Like any investment though, UK citizens have to pay tax on cryptocurrencies trades. So we put together this comprehensive guide on crypto tax…
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